Personal Services
Free Checking Account with Overdraft Privilege
$100.00 minimum balance to open. No minimum daily balance requirement and no monthly service charge. Unlimited withdrawals and checks. FREE Internet Banking and Bill Pay. FREE Debit Card. $300.00 overdraft privilege available ($500.00 if you have direct deposit). FREE Savings Account for one year with direct deposit. Regular Checking
$100.00 minimum balance to open. Minimum daily balance requirement is $500.00. A monthly fee of $9.00 is assessed if your balance falls below $500.00 at any time during the statement cycle. Unlimited withdrawals and checks. FREE Internet Banking and Bill Pay. FREE Debit Card. $700.00 overdraft privilege available. FREE Savings Account for one year with direct deposit. Magnolia Rewards Checking
$100.00 minimum balance to open. $10 monthly service fee (fee waived with relationship checking-combination of $5,000 in interest checking, savings or money market accounts). Age 55 or better-monthly service fee is waived. Unlimited withdrawals and checks. FREE Internet Banking and Bill Pay. FREE Debit Card. Competitive interest rate. (Click here to view our rates.) FREE Statement Savings or Money Market account for one year. FREE safe deposit box for one year (3x5). Refer a friend and receive $25 for new relationship established from referral. Magnolia Total Rewards Checking
$100.00 minimum balance to open. $12 monthly service fee (fee waived with relationship checking-combination of $10,000 in interest checking, savings or money market accounts). Unlimited withdrawals and checks. FREE Internet Banking and Bill Pay. FREE Debit Card. Competitive interest rate. (Click here to view our rates.) $700.00 overdraft privilege available. Plus, enjoy all the benefits of Magnolia Rewards Checking and FREE Cashier's Checks. One FREE box of checks annually. FREE safe deposit box (3x5) or $15 credit toward a different size. $100 credit toward mortgage closing costs. .50% discount off installment loan rate with automatic payment. Periodic specials on CDs, money market or loan discounts. | 
