Checking and Savings Accounts |
| Account | Minimum Deposit to earn APY* | Interest Rate** | Annual Percentage Yield |
| Magnolia Rewards Checking | $100.00 | 0.10% | 0.10% |
| Magnolia Total Rewards | $100.00 | 0.20% | 0.20% |
| | | | |
Statement Savings Account |
| Daily Balance 200.00 and above | 0.20% | 0.20% |
Magnolia Student Savings Account |
| Daily Balance 100.00 and above | 0.50% | 0.50% |
Magnolia Business Savings Account |
| Daily Balance 200.00 and above | 0.20% | 0.20% |
Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 | 0.10% | 0.10% |
| Daily Balance 10,000.00 - 24,999.99 | 0.15% | 0.15% |
| Daily Balance 25,000.00 - 99,999.99 | 0.20% | 0.20% |
| Daily Balance 100,000.00 - 199,999.99 | 0.40% | 0.40% |
| Daily Balance 200,000.00 and above | 0.60% | 0.60% |
Magnolia Business Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 | 0.10% | 0.10% |
| Daily Balance 10,000.00 - 24,999.99 | 0.15% | 0.15% |
| Daily Balance 25,000.00 - 99,999.99 | 0.20% | 0.20% |
| Daily Balance 100,000.00 - 199,999.99 | 0.40% | 0.40% |
| Daily Balance 200,000.00 and above | 0.60% | 0.60% |
Health Savings Account |
| Daily Balance 0.00 - 2,499.99 | 0.20% | 0.20% |
| Daily Balance 2,500.00 - 9,999.99 | 0.40% | 0.40% |
| Daily Balance 10,000.00 and above | 0.60% | 0.60% |
Magnolia Christmas Club Account |
| Daily Balance 10.00 and above | 0.40% | 0.40% |
