Business Loans Services


Our Commercial Lenders want to be your partner in business and provide the financing and services you need to be successful.

Real Estate – Whether purchasing a new business, acquiring an existing business or remodeling the business you currently own, Magnolia Bank has a loan product that will suit your needs.

Construction for resale – The home construction market is on the rise.  Let Magnolia Bank assist with your next project including 1-4 family, duplexes and apartment complexes.

Equipment Loan – Company vehicles, large or small equipment or office equipment

Lines of Credit – Our commercial lines of credit offer the flexibility that a business needs. Whether for inventory, cash flow or expansion, Magnolia bank has a product to suit your needs.

SBA LenderSmall Business Administration Guaranteed – Magnolia Bank is “approved to offer SBA loan products under SBA's Preferred Lender and Express Lender programs.“   SBA loans provide financing for almost any business purpose; so whether you are a new or existing business we can help with the financing you may need.  For more information contact one of our loans officers or visit

Agricultural Loans

Agriculture is more than a business; it’s a way of life.  Our experienced Ag Lenders can help with the financing you need.

Mortgage – Purchase farmland or refinance your existing farm.  Adjustable and fixed rate options are available up to 30 years.

Equipment & Livestock Loans – Farm trucks, cattle & swine, planters and combines, farm equipment and livestock all can be expensive.  Let our Ag Lenders help you with the financing.

Lines of Credit – Talk to our experienced Ag Lenders about setting up an Ag Line of Credit to assist you with your daily farming operations.  Whether it’s planting season or harvest, we have a product to suit your needs.

Farm Service Agency Guaranteed