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Our Team

Lending Team


H.Y. Davis

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  • EVP, Chief Lending Officer
  • Magnolia Center
  • NMLS 449659
  • 270.986.7015

Ken Adams

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  • Senior Vice President, Agricultural Lending
  • Magnolia Center
  • NMLS 449656
  • 270.986.7017

Nathan Highbaugh

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  • Vice President, Loan Officer
  • Magnolia Center
  • NMLS 1084132
  • 270.358.6824

Amanda Heady

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  • Vice President, Loan Officer
  • Magnolia Center
  • NMLS 825223

Dustin Hayes

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  • Vice President, Loan Officer
  • Magnolia Center
  • NMLS 1479801
  • 270.986.7013

Jonathan Chenault

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  • Vice President, Banking Center Manager
  • Elizabethtown Banking Center
  • NMLS 1018407
  • 270.982.4094

Martha Smith

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  • Vice President, Banking Center Manager
  • Magnolia Banking Center
  • NMLS 449664
  • 270.325.6022

Teleana Davis

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  • Vice President, Banking Center Manager
  • Parkway Plaza Banking Center
  • NMLS 804889
  • 270.358.6507

Pam Cecil

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  • Loan Officer
  • Lincoln Hills Banking Center
  • NMLS 469217
  • 270.358.6822

Senior Management Team


Deena London

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  • President & Chief Bank Executive
  • Magnolia Center
  • 270.358.6807

Lori Elam

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  • Chief Administrative Officer
  • Magnolia Center
  • 270.982.4912

H.Y. Davis

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  • EVP, Chief Lending Officer
  • Magnolia Center
  • NMLS 449659
  • 270.986.7015

Dee Brown

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  • EVP, Chief Financial Officer
  • Magnolia Center
  • 270.358.6601

Kylee Durbin

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  • Chief Compliance Officer
  • Magnolia Center
  • 270.986.7026

Ken Adams

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  • Senior Vice President, Agricultural Lending
  • Magnolia Center
  • NMLS 449656
  • 270.986.7017

Stefanie Rock

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  • Senior Vice President, Operations & Marketing
  • Lincoln Hills Banking Center
  • 270.358.6717

Jennifer Gray

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  • Senior Vice President, Retail Banking
  • Magnolia Center
  • 270.986.7022

Sarah Quesenberry

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  • Senior Vice President, Human Resources
  • Lincoln Hills Banking Center
  • 270.358.6701

Dana Dow

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  • President, Mortgage Division
  • NMLS 438506
  • 815.979.8860

Tonya Lynam

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  • Senior Vice President, Information Security Officer
  • Magnolia Center
  • 270.982.4907

Jerry Spruill

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  • Senior Vice President, Guaranteed Lending Division
  • 806-790-6124

Raymond C Sands IV

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  • Chief Technology Officer
  • 270-982-4940

Service Leadership Team


Amanda Smith

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  • Senior Retail Banking Officer
  • Elizabethtown Banking Center
  • 270.986.7023

Kelli Shelton

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  • Retail Banking Officer
  • Elizabethtown Banking Center
  • 270.986.7010

Teresa Graham

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  • Service Banker
  • Lincoln Hills Banking Center
  • 270.358.3111

Melissa Jones

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  • Service Banker
  • Parkway Plaza Banking Center
  • 270.358.3183

Lori Fowler

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  • Service Banker
  • Magnolia Banking Center
  • 270.324.3226

Melissa Goodman

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  • Service Banker
  • Elizabethtown Banking Center
  • 270.765.4072

Magnolia Guaranteed Lending


Jerry Spruill

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  • Senior Vice President, Guaranteed Lending Division
  • 806-790-6124

Rebecca Turner

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  • Vice President of Operations
  • 843-307-5906

Clint Spruill

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  • Vice President of Financial Operations
  • 806-543-8658

Christopher Amend

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  • Vice President of Credit
  • 512-348-3510