Checking and Savings Accounts |
| Account |
Minimum Deposit to earn APY* |
Interest Rate** |
Annual Percentage Yield |
Eas-E Checking |
|
|
|
| Average Daily Balance – $0.01 - $5,000.00 |
1.00% |
1.00% |
| Average Daily Balance – $5,000.01 and above |
0.25% |
0.25% |
| Accounts not meeting the account qualifications for specified interest rate will receive base interest rate of 0.10% APY on entire balance. |
Rewards Checking |
$100.00 |
0.10% |
0.10% |
Total Rewards Checking |
$100.00 |
0.20% |
0.20% |
Business Smart Checking |
|
|
|
| Average Daily Balance – $0.01 - $10,000.00 |
1.00% |
1.00% |
| Average Daily Balance – $10,000.01 and above |
0.25% |
0.25% |
| Accounts not meeting the account qualifications for specified interest rate will receive base interest rate of 0.10% APY on entire balance. |
Statement Savings Account |
| Daily Balance 200.00 and above |
0.20% |
0.20% |
Student Savings Account |
| Daily Balance 100.00 and above |
0.50% |
0.50% |
Business Savings Account |
| Daily Balance 200.00 and above |
0.20% |
0.20% |
Magnolia Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 |
0.10% |
0.10% |
| Daily Balance 10,000.00 - 24,999.99 |
0.15% |
0.15% |
| Daily Balance 25,000.00 - 99,999.99 |
0.20% |
0.20% |
| Daily Balance 100,000.00 - 199,999.99 |
0.25% |
0.25% |
| Daily Balance 200,000.00 and above |
0.30% |
0.30% |
Business Money Market Account |
| Daily Balance 2,500.00 - 9,999.99 |
0.10% |
0.10% |
| Daily Balance 10,000.00 - 24,999.99 |
0.15% |
0.15% |
| Daily Balance 25,000.00 - 99,999.99 |
0.20% |
0.20% |
| Daily Balance 100,000.00 - 199,999.99 |
0.25% |
0.25% |
| Daily Balance 200,000.00 and above |
0.30% |
0.30% |
Health Savings Account |
| Daily Balance 0.00 - 2,499.99 |
0.20% |
0.20% |
| Daily Balance 2,500.00 - 9,999.99 |
0.40% |
0.40% |
| Daily Balance 10,000.00 and above |
0.60% |
0.60% |
Christmas Club Account |
| Daily Balance 10.00 and above |
0.40% |
0.40% |
