Current Rates

Effective Through April 22, 2014

Checking and Savings Accounts
Account Minimum Deposit to earn APY* Interest Rate** Annual Percentage Yield

Magnolia Rewards Checking

 $100.00 0.10% 0.10%

Magnolia Total Rewards

 $100.00 0.20% 0.20%
       

Statement Savings Account 
     Daily Balance 200.00 and above 0.20% 0.20%

Magnolia Student Savings Account  
     Daily Balance 100.00 and above 0.50% 0.50%

Magnolia Business Savings Account  
     Daily Balance 200.00 and above 0.20% 0.20%
Money Market Account 
     Daily Balance 2,500.00 - 9,999.99 0.10% 0.10%
     Daily Balance 10,000.00 - 24,999.99 0.15% 0.15%
     Daily Balance 25,000.00 - 99,999.99 0.20% 0.20%
     Daily Balance 100,000.00 - 199,999.99 0.25% 0.25%
     Daily Balance 200,000.00 and above  0.30% 0.30%

Magnolia Business Money Market Account 
      Daily Balance 2,500.00 - 9,999.99 0.10% 0.10%
      Daily Balance 10,000.00 - 24,999.99 0.15% 0.15%
      Daily Balance 25,000.00 - 99,999.99 0.20% 0.20%
      Daily Balance 100,000.00 - 199,999.99 0.25% 0.25%
      Daily Balance 200,000.00 and above 0.30% 0.30%

Health Savings Account
      Daily Balance 0.00 - 2,499.99 0.20% 0.20%
      Daily Balance 2,500.00 - 9,999.99 0.40% 0.40%
      Daily Balance 10,000.00 and above 0.60% 0.60%

Magnolia Christmas Club Account  
      Daily Balance 10.00 and above   0.40%   0.40% 

Certificates of Deposit
Term Minimum Deposit to earn APY* Interest Rate** Annual Percentage Yield
3 Month $500.00 0.10% 0.10%
6 Month $500.00 0.25% 0.25%
9 Month  $500.00 0.25% 0.25%
1 Year  $500.00 0.35% 0.35%
1 Year Student Saver              $100.00  1.00% 1.00%
18 Month $500.00 0.40% 0.40%
2 Year  $500.00  0.60%  0.60%
3 Year  $500.00 0.70% 0.70%
4 Year  $500.00 1.00% 1.00%
5 Year  $500.00 1.24% 1.25%

 Individual Retirement Accounts
Term Minimum Deposit to earn APY* Interest Rate** Annual Percentage Yield
3 Month $500.00 0.10% 0.10%
6 Month $500.00 0.25% 0.25%
9 Month $100.00 0.25% 0.25%
1 Year    $100.00 0.35% 0.35%
18 Month $100.00 0.40% 0.40%
2 Year  $100.00  0.60%  0.60%
3 Year $100.00 0.70% 0.70%
4 Year $100.00 1.00% 1.00%
5 Year $100.00 1.24% 1.25%

*Annual Percentage Yield. Fees could reduce earnings on the account. Early withdrawal penalties may be imposed.
** Rates are subject to change at any time.

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